Chytapay: The Argentine Startup Revolutionizing Recurring Payments with Account-to-Account Transfers

Argentina’s fintech ecosystem continues to evolve, and one of the most innovative proposals in the digital payments space is Chytapay. Launched in March 2025, this platform aims to solve a specific but widespread problem: the efficient management of mass recurring payments through bank transfers.

A solution for those who rely on recurring payments

Fitness trainers, clubs, institutes, schools, soccer tournaments, and freelancers all face the same challenge: collecting payments for their services without the tedious process of payment reconciliation and client follow-up. Until now, many of these professionals had to manage lists in Excel, manually check who paid, deal with transfers lacking clear identification, and send uncomfortable reminders to clients.

With Chytapay, this dynamic changes completely. The platform allows users to: ✅ Automate collections by sending payment requests to clients. ✅ Simplify the payment process with a unique CVU for each transaction. ✅ Eliminate administrative burdens, as transfers are automatically registered with no need for proof of payment. ✅ Gain full control through an intuitive dashboard that shows received, pending, and partial payments.

Innovation in the payment method: exclusively account-to-account

Unlike other solutions that integrate digital wallets or credit cards, Chytapay relies solely on account-to-account payments. This approach reduces costs and processing times, while also avoiding tax burdens and issues associated with credit cards, providing a more efficient and accessible option for all types of users.

A real-life example of its impact is that of a running coach in Malagueño, Córdoba. Before Chytapay, he collected payments through transfers to an alias, which caused two major problems: students forgetting to pay and payments being made without notification, forcing him to manually check his account and send awkward reminders. Additionally, his Excel spreadsheet for tracking payments was a mess.

Since implementing Chytapay, his workflow has changed completely: now, his students receive automated reminders, payments are recorded without the need for proof, and he can focus on what he truly loves — training his students.

Ultra-fast onboarding and BCRA regulation

Another advantage of Chytapay is its ease of use. Registration takes only 40 seconds through a fully digital process. Clients can be added manually or in bulk using a simple Excel template. Additionally, the platform is backed by a Payment Service Provider regulated by the Central Bank of Argentina (BCRA), ensuring security and transparency in all transactions.

A scalable model for the region

Chytapay’s approach is not only innovative in Argentina but also highly adaptable to other Latin American markets, where account-to-account payments are gaining traction over traditional methods. Being fast, cost-effective, and simple, Chytapay’s model stands out as a fintech solution with strong potential for regional expansion.

In an increasingly digital world, Chytapay proves that fintech success isn’t always about complexity but about solving real problems with simple, efficient solutions. 🚀

For more information, contact contacto@chytapay.com.ar.