Guidelines On Renewing Your Dubai Car Insurance Policy

If your UAE car insurance renewal is coming up, make sure that you are not spending more than you have to. From January 2017, the UAE’s Insurance Authority implemented a new set of car insurance regulations and as a result, the insurance premiums will go up. In Dubai, insurance companies have warned motorists not to drive vehicles with an expired registration or else they will not be able to claim insurance in case of accidents. Here are some tips to renew your car insurance in Dubai.

Renew Your Car Insurance On Time In Dubai, RTA requires vehicle owners to get their car registration renewed annually. When you reach the 12'th month of your existing policy, most of the insurance company will send you the remainder for renewing your insurance policy.

Required Documents For renewing your car insurance policy, you will be requiring these documents.

· Passport

· Visa copy

· Emirates ID

· UAE driving license

· Car registration details

No Claim Discounts (If Available) Your driving history plays a big role in determining how much you have to pay for your car insurance policy. A no claim discount certificate will be provided if you haven’t had any incident’s. It’s one of the benefit that you can get by being a good driver. This certificate will be provided by your company car insurance which can lower the insurance premium on your new policy.

Consider Add-On’s Carefully Adds on options include off-road coverage, roadside assistance, agency repairing services, coverage across the GCC, rental car, personal accident cover and personal accident cover for passengers. Including add-on’s can increase your premium rates. Consider each add-on carefully before choosing.

Premium Calculation If you are having a no claim certificate, then it can lower your premium. You can lower your premiums by opting for a higher deductible/excess or even scaling down your policy by getting rid of extra covers such as roadside assistance, off-road cover etc.

Having a car insurance in hand can save you from the hefty fines, suspension of your license etc. There is a chance that you might end up in paying more premiums, therefore shop around, compare while renewing your car insurance.