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PaysGator — Pan African Payment Gateway

A developer-first payment gateway enabling cross-border payments in under-served African markets.

Daniel Mucamba · 2026-01-04 18:16 · 0 claps · 1.4 min read
#payment-gateway #payment-api #africa-payments #african-startup #fintech-startups
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PaysGator — Pan African Payment Gateway

A developer-first payment gateway enabling cross-border payments in under-served African markets.

PaysGator is a payment gateway that enables individuals and businesses to accept payments across multiple countries, currencies, and payment methods through a single integration.

Merchants using PaysGator do not need to worry about which currency or payment method the customer uses — PaysGator handles payment routing, currency conversion, and method availability automatically.

PaysGator is developer-first, designed from the ground up to be easily integrated into applications and websites via APIs and webhooks.

Problem

While payment gateways are growing in Africa, most do not support Mozambique and similar under-served markets, or they prevent merchants from these countries from selling internationally or cross-continent.

As a result:

  • Merchants are locked to local markets
  • Cross-border payments are complex or impossible
  • Developers must integrate multiple PSPs to cover Africa

Solution

PaysGator focuses on:

  • Under-served African markets
  • Connecting these markets together
  • Enabling merchants to accept local and global payments seamlessly

Merchants can receive payments locally and internationally, while funds are settled in their home country and currency.

Core Features

  • Payment links
  • Subscription & recurring payments
  • Secure API key management
  • Multi-endpoint webhooks with event support
  • Team management with roles & permissions
  • Multi-organization support (each organization can have its own country, currency, team, balance, API keys and webhooks)

Checkout

  • Multi-currency checkout
  • Multiple payment methods per transaction
  • Customizable data collection
  • Real-time currency conversion
  • Higher conversion through localized payment options

Supported Countries

Currently supported:

  • 🇲🇿 Mozambique
  • 🇦🇴 Angola
  • 🇿🇦 South Africa

Merchants from these countries can:

  • Open accounts
  • Accept local and international payments

PaysGator is rapidly expanding to additional African markets.

Supported Payment Methods

  • M-Pesa (MZN)
  • e-Mola (MZN)
  • mKesh (MZN)
  • Bank cards (MZN, AOA, ZAR, USD)
  • Multicaixa Reference (AOA)
  • Multicaixa Express (AOA)
  • Unitel Money (AOA)

Supported Currencies


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