← Back to list

At 43, I’m Done Missing Pool Days

The day my family went swimming without me, nothing dramatic happened.

Bubba's Pool Day Project · 2026-06-08 17:16 · 0 claps · 3.3 min read
#parenting-tips #personal-finance #financial-freedom #side-hustles-from-home #debt-payoff
Open on Medium ↗
Wiki topics: PFI · Personal Finance ECO · Economy · General 👨‍👩‍👧 · Family & Parenting 🏃 · Running & Endurance

At 43, I’m Done Missing Pool Days

The day my family went swimming without me, nothing dramatic happened.

No emergency. No crisis. Just another workday.

My wife took the kids to the pool at her parents’ house. Kids swimming, laughing, eating snacks, getting sunburned.

Just a normal pool day.

Except I wasn’t there.

I was at work. Not because I didn’t want to be with them. Not because I forgot. I missed it because I had to trade that day for a paycheck.

At 43 years old, that hit me differently.

The Question I Couldn’t Ignore

I’ve worked my whole adult life. Retail. Side hustles. Furniture assembly. Moving. Pressure washing. I know what it feels like to be tired, to have bills due, and to feel like you’re doing the responsible thing.

But there comes a point where you have to ask a harder question.

Is this actually working?

Not just, “Are the bills getting paid?” That matters. But the bigger question: Is this life working?

There is a version of responsibility that quietly turns into captivity. You tell yourself this is just how life is. Everybody has to work. Everybody misses things sometimes.

All of that is true. But it’s not the whole truth.

The whole truth is that our kids only get one childhood. We only get so many pool days. So many random afternoons where they still want us around.

The most expensive thing I’ve been spending isn’t money. It’s time.

What Hard Work Won’t Fix

For most of my life, I thought the answer was to work harder. Need more money? Work more hours. Want to get ahead? Grind more.

I’m not against hard work. Hard work has kept food on the table. But hard work by itself is not a financial plan. Especially when every extra dollar costs you another hour away from the people you’re working for.

That’s the trap a lot of parents are stuck in.

We’re not lazy. We’re not stupid. Most of us have been sacrificing for years.

The problem is that we were taught to trade time for dollars, but not how to build a life where money doesn’t require every available hour.

We were taught how to get jobs and pay bills. But most of us were not taught how to build margin, pay off debt, invest, or use money to buy back time.

For parents, that last one matters more than almost anything.

What I Actually Want

I don’t need a mansion or a Lamborghini. I don’t need to impress people online.

What I want is a life where I don’t have to miss the pool day because I’m stuck at work.

I want to say yes more often. Yes to the beach. Yes to a random Tuesday adventure. Yes to dinner without checking the bank account first. Yes to being present while my kids still want me there.

That’s what this is about. Building enough control over money that work doesn’t get to take every important moment from my family.

What This Project Is

Bubba’s Pool Day Project is my attempt to get unstuck. Not from the top of the mountain. From the middle of the mess.

This is for parents who feel behind but aren’t done. Parents who are tired of debt, tired of stress, and tired of feeling like the only answer is to work more hours.

I’m not claiming to have it all figured out. This is not a guru thing. This is not a highlight reel. This is a project. A rebuild. A public record of trying to take control of money, time, and family life before more years slip by.

I’ll write about budgeting, debt, saving, investing, side hustles, and the mindset shifts that have to happen when you realize “just work harder” is not enough.

The goal is simple: build a life where money supports the family instead of pulling us away from them.

One Missed Pool Day Is a Warning

Missing one pool day may not seem like a big deal. But what scared me was realizing how easy it would be to miss a hundred more.

One missed afternoon becomes one missed summer. One missed summer becomes years of saying, “Maybe next time.” And eventually, there is no next time.

At 43, I’m not old. But I’m also not 23. My kids are growing. I don’t want to wake up ten years from now with a pile of pay stubs and memories I wasn’t in.

So this is where I start. With one missed pool day. With one decision: trading time for dollars cannot be the only plan anymore.

I still believe in work and responsibility. But parents need a better goal than simply surviving the next paycheck. We need margin. We need options. We need income that isn’t tied to every hour of our day.

That’s what I’m chasing now. Not easy money. Not overnight success. Just a better way forward.

If you’re a parent who feels this too, click the “Follow” button so you don’t miss the next post. I’ll be here every week.

We’re going to figure this out from the middle of the mess.

Next post: the real numbers — what it actually costs my family to live each month, and why guessing is keeping us stuck.


메타데이터
post_id
8ecdc0258feb
slug
at-43-im-done-missing-pool-days-8ecdc0258feb
url
https://medium.com/@bubbabudgets/at-43-im-done-missing-pool-days-8ecdc0258feb
canonical_url
https://medium.com/@bubbabudgets/at-43-im-done-missing-pool-days-8ecdc0258feb
author_url
https://medium.com/@bubbabudgets
status
ok
fetched_at
2026-06-09 15:37:30