How to get a virtual credit card

How to get a virtual credit card

A virtual **credit card is attached to your existing credit card account, so it’s necessary to have a credit card first. Most [credit card](https://payowire.com/)** issuers offer virtual cards, including Mastercard, Visa, and American Express. Corporate cards like Ramp also offer virtual cards.

How to get a virtual credit card

2. Log into your credit card account

Most banks or **credit card** accounts will have the option to request a virtual card under “Account Settings” in their online platform or mobile app. If you can’t find where to get virtual cards, check out their online help center.

3. Download your credit card issuer’s app

In some cases, you might have to download a separate app from your credit card issuer that’s specifically for virtual **credit cards**. Your virtual credit card might also be stored in a digital wallet on your phone, like Apple Pay or Google Pay.

How to get a virtual credit card

4. Generate a virtual credit card number

Receive a unique virtual **credit card** number. Note that some banks, like Citi and Capital One, will give you a different number for different merchants. Others, like American Express, will let you use the same number for different merchants, if you choose.