REPORT | Stablecoins Could Reshape African Payments But Face Infrastructure, Regulatory Hurdles, Says Onafriq Report

Regulation remains the most critical barrier, the report said.

While jurisdictions such as the United States, European Union and Japan have introduced frameworks for stablecoins, most African countries lack clear rules, creating uncertainty for businesses and consumers.

The study compares the current state of stablecoins to the early internet era, arguing that infrastructure must mature before widespread adoption can occur. Key gaps include

inconsistent internet access,

complex blockchain protocols,

limited user-friendly wallets and

a lack of harmonised regulation across African markets.

Details here: https://bitcoinke.io/2026/04/stablecoins-could-reshape-african-payments-says-onafriq-report/