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Introducing Pera Fund

Learn how Pera Fund makes onboarding on Algorand easier than ever

Joseph Cecala in Pera Wallet · 2026-01-27 14:44 · 0 claps · 2.2 min read
#pera #algorand #crptocurrency #fiat-on-ramp #crosschain
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Introducing Pera Fund

Today, we’re launching Pera Fund, a new funding experience that replaces the existing Pera On-Ramp. Pera Fund makes it easier to move value into Algorand by supporting both fiat and crypto on-ramps into ALGO or USDC, all through a single, Pera-native interface.

The goal is straightforward: reduce onboarding friction, expand access for U.S. and global users, and improve how liquidity enters the Algorand ecosystem.

Funding a wallet on Algorand should reflect the great user experience the chain already provides. By reducing friction, we allow Algorand to shine.

Cross-Chain Crypto Funding with XO Swap

Pera Fund supports funding via crypto from other networks. Through a partnership with Exodus’ XO Swap, users can swap assets from networks such as Ethereum, Solana, Bitcoin, XRP, Base, and others directly into ALGO or Algorand USDC.

This includes converting USDC, USDT, and PyUSD from non-Algorand networks without requiring manual bridging or multiple tools.

Fiat On-Ramps via Meld

Pera Fund uses Meld.io to enable fiat-to-crypto purchases from multiple providers worldwide. While Pera has previously supported Meld-powered on-ramps, Pera Fund introduces a new Pera-branded interface designed to streamline the experience and reduce unnecessary steps for users.

Users can purchase ALGO or USDC using regionally available payment methods, with providers automatically selected based on availability. In addition, U.S. users will be able to buy USDC directly through the Pera Fund portal.

Built to Reduce Friction, Support the Network

Pera Fund is a product-level effort to make participation in Algorand more accessible by lowering the technical and operational barriers to entry. By improving how users move existing funds into ALGO and USDC, Pera Fund supports broader participation and healthier ecosystem dynamics.

Summary

With Pera Fund, users can:

  • Fund their wallets with ALGO or USDC using fiat or crypto
  • Access global fiat on-ramps through Meld
  • Buy USDC directly (ACH coming soon via Brale)
  • Swap assets and stablecoins from other networks
  • Use a streamlined, Pera-native funding interface

Pera Fund is now live and available in Pera Wallet.

Follow Pera:

X: https://twitter.com/PeraAlgoWallet YouTube: https://www.youtube.com/@PeraWalletApp Telegram: https://t.me/PeraWallet Discord: https://discord.gg/gR2UdkCTXQ Instagram: https://www.instagram.com/perawallet/


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